Insurance, Managed Care or Self Pay?

Self-pay is an attractive alternative

If you choose to utilize your insurance benefits, be aware that in
order for your therapy to be submitted to and covered by your
insurance provider, you must meet the criteria for a mental
health disorder, and you must be given a mental health disorder
diagnosis.   Once this diagnosis is given to your insurance
company, it then becomes a permanent part of your medical
record, which could affect future ratings on life and health
insurance premiums.   By using private pay option, a diagnosis is
not required and it is not necessary to submit information to a
third party. In other words, paying privately allows you to seek
counseling without a diagnosis, and what you discuss within
therapy stays between you and your therapist.
MMH Counseling
Peggy Hinders, MA, LPC                 Licensed Professional Counselor

Services
Insurance
Managed
Care
Self Pay
Can I receive psychotherapy
without my therapist
diagnosing me with a mental
disorder?
No
No
Yes
Can I receive psychotherapy
without my condition being
reported to a third party?  Is
my confidentiality assured?
No
No
Yes
Can I received psychotherapy
for life-problems that may not
be "medically necessary?"
No
No
Yes
Will my therapist and I
together decide on an
appropriate length for my
treatment, without the
involvement of third parties?
No
No
Yes
Can I work with a therapist of
my own choice?
Maybe
No
Yes
Will my therapist design a
treatment for me that reflects
my best interests, not the
profit of insurers?
Maybe
No
Yes
Sessions are
generally scheduled
for one hour  

Please call or write to
discuss fee schedule
and payment options
When you pay
for therapy
yourself, you
and your
therapist
alone decide
the duration of
your
treatment.
16141 Swingley Ridge Rd
Suite E2
Chesterfield, MO 63017

Call: 636.236.3003
Fax:  636.537.5211

peggy@mmhcounseling.com